Specialty and Commercial Loan Programs

Commercial & Specialty Loans:

Any non-residential property is considered a commercial property. The most common types of properties are apartment buildings of 5+ units, office buildings, strip centers, shopping centers, industrial buildings and warehouses, restaurants, bars, special use properties, and even raw land. Just to name a few. Home Financial Group is ready to help you make your business venture in commercial real estate a reality!

Check out some of our loan products:

Specialty Financing Bridge Loans:

Selling and buying a house but have some cash flow restraints? No problem! Home Financial Group can help you obtain a bridge loan to give you piece of mind. We are able to provide bridge financing for multiple types of properties.


Key Benefits and Features:

– Ideal for self-employed or individuals with income that is hard to document

– Low credit scores accepted

– Purchase and Refinance with up to 70% Financing

HELOC “Home Equity Line of Credit”

Have equity on your home and need to pay off other debt? A HELOC might be the right option for you.


Key Benefits and Features:

– 680+ FICO

– CLTV 70-90%

– DTI up to 45%

Investment Properties:

Loan amounts from $100,000 up to $2 million may be available. A minimum 620 credit score is required.


Key Benefits and Features:

– The option to purchase an unlimited number of investment properties

– Model home leasebacks are allowed

– 30% down payments for loans up to $2 million

– Fixed and ARMs are available

– Up to 6% seller contributions are allowed

For all Loan Programs aforementioned above. APR is based on a reasonably current index and margin from the Freddie Mac PMMS. This message is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms, and conditions are subject to change at any time. All examples of potential mortgage products above are estimates for illustration purposes only. All programs and mortgage products are subject to borrower income, credit, and property approval. Not all borrowers will qualify. This is not an offer for extension of credit or a commitment to lend. Home valuations are estimates purchased from a third-party data provider. Actual appraised value at the time of a transaction may vary. Equal Housing Lender

Free Consultation for Home Buyers or Borrowers

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