VA Central

Serving America’s Veterans one happy family at a time

HFG is proud of being a trusted partner to veterans. Tailoring mortgage solutions for the brave men and women who serve and have served these United States of America.

Check out some of our loan products:

VA Loans- Fixed-rate and ARMs, high-balance:
Partially insured by the U.S. Department of Veterans Affairs (VA). An amazing opportunity for military veternas and active servicemen and women.   Key Benefits and Features: – 0% Down Payment – 580+ FICO minimum for fixed-rate financing – ARMs require a minimum of 620 FICO – Allowed property types include: single family, 1-4 unit, condos, modular homes, and “Planned Unit Development” ({PUDs) properties – All fixed term mortgages – Financing for primary residences, second homes and investment properties may be available.
VA Elite:
Tailor made for VA Borrowers with higher than normal funding needs.   Key Benefits and Features: – 680+ FICO – $175,000 mninimum loan limit – Maximum loan amount can exceed county limits – All fixed term mortgages – Single Family primary residences – 3/1 and 5/1 ARMs available
VA IRRRL:
Refinance option with no appraisal needed, helps VA borrowers streamline their current VA loan into a lower interest rate.   Key Benefits and Features: – LTVs available up to 150%, unlimited CLTV – No appraisal – Maximum loan amount can exceed county limits – Elite pricing available

For all Loan Programs aforementioned above. APR is based on a reasonably current index and margin from the Freddie Mac PMMS. This message is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms, and conditions are subject to change at any time. All examples of potential mortgage products above are estimates for illustration purposes only. All programs and mortgage products are subject to borrower income, credit, and property approval. Not all borrowers will qualify. This is not an offer for extension of credit or a commitment to lend. Home valuations are estimates purchased from a third-party data provider. Actual appraised value at the time of a transaction may vary. Equal Housing Lender


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