Realize Your Dream of Home Ownership

Welcome to Home Financial Group LLC NMLS# 305389, we're your Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Current

Florida

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate1.75%
1W Change 0.00%
APR2.459%
1W Change 0.00%
Last Updated: 01/23/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.82%
1W Change 0.08%
APR2.877%
1W Change 0.08%
Last Updated: 01/23/2021

VA Loan Purchase - 30 Year Fixed

Rate2.31%
1W Change 0.20%
APR2.592%
1W Change 0.18%
Last Updated: 01/23/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

Current

Florida

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.25%
1W Change 0.05%
APR2.946%
1W Change 0.03%
Last Updated: 01/23/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.76%
1W Change 0.05%
APR2.823%
1W Change 0.05%
Last Updated: 01/23/2021

VA Loan Refinance - 30 Year Fixed

Rate2.24%
1W Change 0.07%
APR2.557%
1W Change 0.07%
Last Updated: 01/23/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

  • I found your job and support very useful and they allowed us to buy a property with a mortgage loan. I will definitely recommend you. Cecilia Cook - February 13, 2020
  • HFG assisted me from beginning to end with the process of buying my home. They provided excellent service, knowledge, and professionalism !!! Ronald Ruiz - February 12, 2020
  • Good Ema - February 12, 2020
  • All great Andre C Andrade - February 12, 2020
  • Excellent !!! Hugo Hofmann - February 11, 2020
  • Great people who care about your situation and goals. They dont just tell you what you want to hear but guide you every step of the way, explaining everything you need to know, until you reach your goal of owning a home Jose Rivera - February 10, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Renting Vs. Buying in Florida Florida January 22, 2021

Renting Vs. Buying in Florida

With today’s low mortgage rates, there’s great opportunity for current Florida renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…

Read More
Easy Ways To Upgrade Your Florida Home’s Curb Appeal Florida January 15, 2021

Easy Ways To Upgrade Your Florida Home’s Curb Appeal

A tidy, tasteful home will catch any buyer's eye. That's why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That's right.…

Read More
Explaining Some Common Mortgage Programs Florida January 9, 2021

Explaining Some Common Mortgage Programs

When you get a mortgage in Florida, there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…

Read More
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Home Financial Group

13790 NW 4th Street Unit 110
Sunrise, Florida 33325
(954) 370-4849
NMLS# 305389

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If you have any immediate questions or concerns don't hesitate to give us a call @ (954) 370-4849

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