Realize Your Dream of Home Ownership

Welcome to Home Financial Group LLC NMLS# 305389, we're your Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Current Florida Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.63%
1W Change 0.13%
APR3.289%
1W Change 0.13%
Last Updated: 12/05/2020

Conventional Loan Purchase - 30 Year Fixed

Rate2.80%
1W Change 0.19%
APR2.853%
1W Change 0.20%
Last Updated: 12/05/2020

VA Loan Purchase - 30 Year Fixed

Rate2.44%
1W Change 0.05%
APR2.721%
1W Change 0.01%
Last Updated: 12/05/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

Current Florida Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.40%
1W Change 0.15%
APR3.066%
1W Change 0.17%
Last Updated: 12/05/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.73%
1W Change 0.08%
APR2.787%
1W Change 0.09%
Last Updated: 12/05/2020

VA Loan Refinance - 30 Year Fixed

Rate2.31%
1W Change 0.05%
APR2.617%
1W Change 0.04%
Last Updated: 12/05/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

  • I found your job and support very useful and they allowed us to buy a property with a mortgage loan. I will definitely recommend you. Cecilia Cook - February 13, 2020
  • HFG assisted me from beginning to end with the process of buying my home. They provided excellent service, knowledge, and professionalism !!! Ronald Ruiz - February 12, 2020
  • Good Ema - February 12, 2020
  • All great Andre C Andrade - February 12, 2020
  • Excellent !!! Hugo Hofmann - February 11, 2020
  • Great people who care about your situation and goals. They dont just tell you what you want to hear but guide you every step of the way, explaining everything you need to know, until you reach your goal of owning a home Jose Rivera - February 10, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Thinking About Selling This Winter? Florida December 2, 2020

Thinking About Selling This Winter?

If you’re thinking about moving, selling your Florida house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, willing, and able to purchase – and they’re in the market right now. In…

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Things To Know Before Filing A Homeowner’s Insurance Claim Florida November 25, 2020

Things To Know Before Filing A Homeowner’s Insurance Claim

Not all homeowners insurance policies are created equal. When it comes time to file a claim, many Florida homeowners find that their policy covers only certain types of damage. As a homeowner, you should thoroughly read your policy before you need it. Review your declarations page in order to fully understand what your policy covers…

Read More
Fall Yard Work Tips Florida November 18, 2020

Fall Yard Work Tips

Autumn is hardly the time for Florida homeowners to ignore their lawns and landscapes. In fact, what they do now will determine the quality of their family yard next spring and summer. During the pandemic, homeowners have been rediscovering the importance of connecting to the outdoors. That has translated into record sales in yard and…

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Home Financial Group

13790 NW 4th Street Unit 110
Sunrise, Florida 33325
(954) 370-4849
NMLS# 305389

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