Realize Your Dream of Home Ownership

Welcome to Home Financial Group LLC NMLS# 305389, we're your Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Current

Florida

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.98%
1W Change 0.60%
APR3.968%
1W Change 0.64%
Last Updated: 06/16/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.92%
1W Change 0.14%
APR3.286%
1W Change 0.13%
Last Updated: 06/16/2021

VA Loan Purchase - 30 Year Fixed

Rate2.66%
1W Change 0.15%
APR2.857%
1W Change 0.15%
Last Updated: 06/16/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

Current

Florida

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.37%
1W Change 0.01%
APR3.305%
1W Change 0.00%
Last Updated: 06/16/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.96%
1W Change 0.12%
APR3.352%
1W Change 0.13%
Last Updated: 06/16/2021

VA Loan Refinance - 30 Year Fixed

Rate2.59%
1W Change 0.12%
APR2.889%
1W Change 0.05%
Last Updated: 06/16/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Home Financial Group to receive a personalized rate for your specific situation.

  • I found your job and support very useful and they allowed us to buy a property with a mortgage loan. I will definitely recommend you. Cecilia Cook - February 13, 2020
  • HFG assisted me from beginning to end with the process of buying my home. They provided excellent service, knowledge, and professionalism !!! Ronald Ruiz - February 12, 2020
  • Good Ema - February 12, 2020
  • All great Andre C Andrade - February 12, 2020
  • Excellent !!! Hugo Hofmann - February 11, 2020
  • Great people who care about your situation and goals. They dont just tell you what you want to hear but guide you every step of the way, explaining everything you need to know, until you reach your goal of owning a home Jose Rivera - February 10, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Florida? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Making the leap from being a renter to homeowner is a process that includes taking stock of your financial situation. For most people, the primary question is affordability. Do you have enough cash in the bank to fund a down payment, or do you have a credit score high enough to qualify you for a…

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How to Make a Winning Offer on a Home Florida May 28, 2021

How to Make a Winning Offer on a Home

Homebuyers today are faced with a strong sellers’ market...a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your new home. Here are some tips for success in this stage of the homebuying process. Listen…

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Contact Home Financial Group

Home Financial Group

13790 NW 4th Street Unit 110
Sunrise, Florida 33325
(954) 370-4849
NMLS# 305389

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If you have any immediate questions or concerns don't hesitate to give us a call @ (954) 370-4849

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