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Updated March 14, 2026NMLS#305389

Mortgage Lender in Fort Lauderdale, Florida

Home Financial Group serves Fort Lauderdale and Broward County with FHA, VA, conventional, jumbo, and self-employed mortgage programs.

Mortgage Services in Fort Lauderdale

Fort Lauderdale and greater Broward County offer a diverse housing market ranging from waterfront estates along the Intracoastal to affordable single-family homes in growing communities like Weston and Coral Springs. Home Financial Group is headquartered in Oakland Park, just minutes from downtown Fort Lauderdale, giving our team firsthand knowledge of the Broward County market. Whether you are buying your first home, refinancing, or investing in rental property, we provide local expertise and specialized lending programs.

Neighborhoods We Serve in Fort Lauderdale

Home Financial Group provides mortgage financing across Fort Lauderdale and surrounding Broward County communities.

Las OlasVictoria ParkFlagler VillageWilton ManorsOakland ParkHollywoodWestonCoral SpringsPembroke PinesPlantation

Broward County Market Overview

Median Home Price

$450,000

Property Tax Rate

Approximately 1.8% of assessed value (Broward County)

What Buyers Should Know About Broward County

  • Broward County FHA loan limit: $621,000 for single-family homes
  • HFG headquarters located in Oakland Park within Broward County
  • Strong demand for waterfront and Intracoastal properties
  • Active condo market along the beach and downtown corridors
  • Growing tech and marine industry workforce driving housing demand

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Frequently Asked Questions About Fort Lauderdale Mortgages

The FHA loan limit for a single-family home in Broward County is $621,000. This applies to all cities within the county including Fort Lauderdale, Hollywood, Pembroke Pines, Coral Springs, and Oakland Park.

Yes. Our headquarters is at 4303 NE 1st Terrace, Unit 1, Oakland Park, FL 33334, which is less than 10 minutes from downtown Fort Lauderdale. We serve borrowers throughout Broward County and all of Florida.

You can use an FHA loan for a waterfront property as long as the purchase price falls within the $621,000 Broward County limit and the property meets FHA appraisal standards. Flood insurance will be required for most waterfront locations.

Fort Lauderdale has a large condo market, and financing depends on the building's lender approval status. FHA, VA, and conventional programs each have condo warrantability requirements. We help identify which programs work for specific buildings.

Yes. We offer DSCR loans for Broward County investment properties, where the rental income qualifies the property without personal income verification. This is popular with investors purchasing single-family rentals, duplexes, and small multifamily properties.

Get Pre-Approved for a Fort Lauderdale Home

Whether you are buying your first home or refinancing in Fort Lauderdale, Home Financial Group is here to help. Contact us today to speak with an experienced loan officer.