Mortgage Lender in Fort Lauderdale, Florida
Home Financial Group serves Fort Lauderdale and Broward County with FHA, VA, conventional, jumbo, and self-employed mortgage programs.
Mortgage Services in Fort Lauderdale
Fort Lauderdale and greater Broward County offer a diverse housing market ranging from waterfront estates along the Intracoastal to affordable single-family homes in growing communities like Weston and Coral Springs. Home Financial Group is headquartered in Oakland Park, just minutes from downtown Fort Lauderdale, giving our team firsthand knowledge of the Broward County market. Whether you are buying your first home, refinancing, or investing in rental property, we provide local expertise and specialized lending programs.
Loan Programs in Fort Lauderdale
From government-backed programs to self-employed mortgage solutions, we offer a full range of options for Broward County borrowers.
FHA Loans in Fort Lauderdale
Low down payment government-backed loans for Broward County buyers
Learn more →VA Loans in Fort Lauderdale
Zero-down mortgage benefits for veterans in the Fort Lauderdale area
Learn more →Conventional Loans in Fort Lauderdale
Competitive rates for qualified Broward County borrowers
Learn more →Refinance in Fort Lauderdale
Lower your rate or access home equity in Broward County
Learn more →Self-Employed Mortgage in Fort Lauderdale
Bank statement and alternative income programs for Broward business owners
Learn more →Neighborhoods We Serve in Fort Lauderdale
Home Financial Group provides mortgage financing across Fort Lauderdale and surrounding Broward County communities.
Broward County Market Overview
Median Home Price
$450,000
Property Tax Rate
Approximately 1.8% of assessed value (Broward County)
What Buyers Should Know About Broward County
- Broward County FHA loan limit: $621,000 for single-family homes
- HFG headquarters located in Oakland Park within Broward County
- Strong demand for waterfront and Intracoastal properties
- Active condo market along the beach and downtown corridors
- Growing tech and marine industry workforce driving housing demand
Ready to Get Pre-Approved?
Find out how much home you qualify for — no cost, no obligation.
Frequently Asked Questions About Fort Lauderdale Mortgages
The FHA loan limit for a single-family home in Broward County is $621,000. This applies to all cities within the county including Fort Lauderdale, Hollywood, Pembroke Pines, Coral Springs, and Oakland Park.
Yes. Our headquarters is at 4303 NE 1st Terrace, Unit 1, Oakland Park, FL 33334, which is less than 10 minutes from downtown Fort Lauderdale. We serve borrowers throughout Broward County and all of Florida.
You can use an FHA loan for a waterfront property as long as the purchase price falls within the $621,000 Broward County limit and the property meets FHA appraisal standards. Flood insurance will be required for most waterfront locations.
Fort Lauderdale has a large condo market, and financing depends on the building's lender approval status. FHA, VA, and conventional programs each have condo warrantability requirements. We help identify which programs work for specific buildings.
Yes. We offer DSCR loans for Broward County investment properties, where the rental income qualifies the property without personal income verification. This is popular with investors purchasing single-family rentals, duplexes, and small multifamily properties.
Related Resources
Oakland Park Mortgage Lender
Visit our headquarters in Oakland Park
Learn MoreMiami Mortgage Lender
Mortgage services in neighboring Miami-Dade County
Learn MoreSelf-Employed Mortgage Programs
Alternative documentation loans for business owners
Learn MoreDSCR Loans
Investment property loans based on rental income
Learn MoreRefinance Calculator
Calculate potential savings from refinancing
Learn MoreClosing Costs Guide
County-by-county closing cost breakdown for Florida
Learn MoreGet Pre-Approved for a Fort Lauderdale Home
Whether you are buying your first home or refinancing in Fort Lauderdale, Home Financial Group is here to help. Contact us today to speak with an experienced loan officer.