Tips, insights, and advice to help you navigate the mortgage process and make informed decisions about your home.
When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage lenders also consider the same things when you’re a self-employed borrower: your credit score, how much debt you have, your assets and your income. It is true that self-employed […]
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How we’re spending our money has changed so much over the past 12 months. Whether you have saved more or exhausted your funds, we all need a little financial inspiration to help us save where we can. Add the double-whammy of increased energy prices and the oncoming holiday season, and […]
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Inviting people into your home whether for a friendly visit or to purchase it, always causes some type of fear that your house may not smell the best. The odors in your house can be unpleasant and unwelcoming. No one likes to talk about household odors, but they are very […]
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Investing in a home security system can give you peace of mind while you’re away from home or asleep at night. A bonus to getting a home security system is that they serve more than one purpose. They work as crime deterrents to ward off potential intruders, they serve as […]
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Thanksgiving is one of the most wonderful times of the year in the US – a celebration of food, family, friends, and gratitude. It was originally a harvest festival, but has grown into one of the biggest holidays in the country. We have compiled a list of interesting things to […]
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Holiday travel is here with Thanksgiving and Christmas just around the corner! During this time of year traveling can be challenging thanks to the nearly two million travelers per day jet setting during these holiday months. To help keep your sanity and to make sure you arrive at your destination […]
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Fall is such a fun time of year. The weather starts to cool down, families can get outside and make memories together. This year especially, it’s important to save more than you spend. Here are some wonderful fall traditions to do with your family that cost little to nothing. Visit […]
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The Federal Reserve raised its benchmark interest rate .75% in September and concerns over how this would affect the personal finances of millions of Americans started to arise. While an increase in rates may help tame inflation, they don’t always help consumers. However, some homeowners may still benefit from mortgage […]
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There are many perks associated with buying a house that go beyond the house itself. For example, financial stability, financial strength, tax deductions, a permanent home, and a sense of community are all perks that come along with owning a home. The rewards of homeownership may seem daunting, but they […]
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We’ve all been spending more time at home lately. After a while, looking at the same thing every day starts to get old. Many of us are ready for a change. Yet, with inflation hitting furniture prices of late, many people are finding it harder to decorate at a reasonable […]
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Over the last year the average homeowner in the United States gained roughly $64,000 in equity due to home price appreciation. Now, whether you’ve just retired or you’re thinking about retirement, you may be considering your options for this whole new stage of your life. Here are a few ways […]
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The cool months are just around the corner, so make sure your house is ready for them. At a time of year when homeowners prepare for winter, autumn can also be a great time to take advantage of the moderate weather and repair any damaged areas before the first frost. […]
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