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Updated March 18, 2026NMLS#305389

First-Time Home Buyer Programs in Clearwater, FL

Explore first-time home buyer programs options in Clearwater, FL with Home Financial Group. Local expertise, personalized service, NMLS #305389.

First-Time Home Buyer Programs in Clearwater, FL

Home Financial Group offers first-time home buyer programs for homebuyers and homeowners in Clearwater and throughout Pinellas County. Whether you are purchasing your first home, upgrading, or refinancing, our team provides personalized guidance and competitive rates tailored to the Clearwater market.

What Makes First-Time Home Buyer Programs Different in Clearwater, FL?

Clearwater is located in Pinellas County, where the FHA loan limit is $472,030 for a single-family home. The median home price in Clearwater is $350,000, and property tax rates average Approximately 1.9% of assessed value (Pinellas County). These local factors directly affect your first-time home buyer programs qualification, monthly payment, and overall borrowing power. Home Financial Group's loan officers understand the Clearwater market and can help you navigate these specifics.

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Find out how much home you qualify for — no cost, no obligation.

First-Time Home Buyer Programs in Clearwater, FL — Common Questions

Yes. Home Financial Group offers first-time home buyer programs to qualified borrowers in Clearwater and all of Pinellas County. Contact us to discuss eligibility and current rates.

The FHA loan limit for a single-family home in Pinellas County is $472,030. This limit applies to all cities within the county, including Clearwater.

You can apply online through Home Financial Group's secure application or call (954) 370-4849 to speak with a loan officer. We serve Clearwater and all of Florida.

Ready to Apply for First-Time Home Buyer Programs in Clearwater, FL?

Home Financial Group is your local Clearwater, FL mortgage lender. Contact us today to discuss your first-time home buyer programs options and get pre-approved.