Mortgage Lender in Holmes County, Florida
The median home price in Holmes County is $135,000, with property tax rates averaging 0.72%. Home Financial Group provides competitive mortgage solutions for buyers across Holmes County.
Holmes County at a Glance
| Median Home Price | $135,000 |
| Property Tax Rate | 0.72% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 19,400 |
| County Seat | Bonifay |
Why Buy in Holmes County
A small Panhandle county, Holmes County offers extremely affordable homes and a slow-paced rural lifestyle near the spring-fed Holmes Creek.
Major Cities & Communities
ZIP Codes Served
32425, 32440, 32464
Loan Programs Available in Holmes County
Home Financial Group offers a full suite of mortgage products for Holmes County homebuyers and homeowners.
Frequently Asked Questions About Holmes County Mortgages
What is the average home price in Holmes County?
The median home price in Holmes County, Florida is $135,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Holmes County buyers.
What are the property tax rates in Holmes County?
Property tax rates in Holmes County average 0.72% of the assessed home value. For a home at the median price of $135,000, annual property taxes would be approximately $972. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Holmes County?
FHA loans in Holmes County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Holmes County.
What are the conforming loan limits for Holmes County?
The conforming loan limit for Holmes County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Holmes County homebuyers.
Is Holmes County a good place to buy a home?
Holmes County is home to 19,400 residents and includes cities such as Bonifay, Ponce de Leon, Westville. A small Panhandle county, Holmes County offers extremely affordable homes and a slow-paced rural lifestyle near the spring-fed Holmes Creek. Contact Home Financial Group to discuss your homebuying goals in Holmes County.
Get Pre-Approved for a Holmes County Home
Whether you're a first-time buyer or refinancing in Holmes County, our team is ready to help you find the right mortgage.