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Mortgage Lender in Manatee County, Florida

The median home price in Manatee County is $430,000, with property tax rates averaging 0.95%. Home Financial Group provides competitive mortgage solutions for buyers across Manatee County.

Manatee County at a Glance

Median Home Price$430,000
Property Tax Rate0.95%
Insurance Rate0.65%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population415,000
County SeatBradenton

Why Buy in Manatee County

Located south of Tampa Bay, Manatee County features the booming Lakewood Ranch community and beautiful Anna Maria Island with a strong appreciation trend.

Major Cities & Communities

BradentonPalmettoLakewood RanchParrishAnna MariaHolmes BeachBradenton Beach

ZIP Codes Served

34201, 34202, 34203, 34205, 34207, 34208, 34209, 34210, 34211, 34212, 34215, 34217, 34219, 34221, 34222, 34243

Loan Programs Available in Manatee County

Home Financial Group offers a full suite of mortgage products for Manatee County homebuyers and homeowners.

Frequently Asked Questions About Manatee County Mortgages

What is the average home price in Manatee County?

The median home price in Manatee County, Florida is $430,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Manatee County buyers.

What are the property tax rates in Manatee County?

Property tax rates in Manatee County average 0.95% of the assessed home value. For a home at the median price of $430,000, annual property taxes would be approximately $4,085. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Manatee County?

FHA loans in Manatee County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Manatee County.

What are the conforming loan limits for Manatee County?

The conforming loan limit for Manatee County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Manatee County homebuyers.

Is Manatee County a good place to buy a home?

Manatee County is home to 415,000 residents and includes cities such as Bradenton, Palmetto, Lakewood Ranch. Located south of Tampa Bay, Manatee County features the booming Lakewood Ranch community and beautiful Anna Maria Island with a strong appreciation trend. Contact Home Financial Group to discuss your homebuying goals in Manatee County.

Get Pre-Approved for a Manatee County Home

Whether you're a first-time buyer or refinancing in Manatee County, our team is ready to help you find the right mortgage.