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Mortgage Lender in Osceola County, Florida

The median home price in Osceola County is $370,000, with property tax rates averaging 1.01%. Home Financial Group provides competitive mortgage solutions for buyers across Osceola County.

Osceola County at a Glance

Median Home Price$370,000
Property Tax Rate1.01%
Insurance Rate0.55%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population415,000
County SeatKissimmee

Why Buy in Osceola County

A rapidly growing Orlando suburb, Osceola County offers new construction and master-planned communities at lower price points than Orange County.

Major Cities & Communities

KissimmeeSt. CloudCelebrationPoinciana

ZIP Codes Served

34739, 34741, 34743, 34744, 34746, 34747, 34758, 34769, 34771, 34772, 34773

Loan Programs Available in Osceola County

Home Financial Group offers a full suite of mortgage products for Osceola County homebuyers and homeowners.

Frequently Asked Questions About Osceola County Mortgages

What is the average home price in Osceola County?

The median home price in Osceola County, Florida is $370,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Osceola County buyers.

What are the property tax rates in Osceola County?

Property tax rates in Osceola County average 1.01% of the assessed home value. For a home at the median price of $370,000, annual property taxes would be approximately $3,737. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Osceola County?

FHA loans in Osceola County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Osceola County.

What are the conforming loan limits for Osceola County?

The conforming loan limit for Osceola County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Osceola County homebuyers.

Is Osceola County a good place to buy a home?

Osceola County is home to 415,000 residents and includes cities such as Kissimmee, St. Cloud, Celebration. A rapidly growing Orlando suburb, Osceola County offers new construction and master-planned communities at lower price points than Orange County. Contact Home Financial Group to discuss your homebuying goals in Osceola County.

Get Pre-Approved for a Osceola County Home

Whether you're a first-time buyer or refinancing in Osceola County, our team is ready to help you find the right mortgage.