Mortgage Lender in Union County, Florida
The median home price in Union County is $155,000, with property tax rates averaging 0.93%. Home Financial Group provides competitive mortgage solutions for buyers across Union County.
Union County at a Glance
| Median Home Price | $155,000 |
| Property Tax Rate | 0.93% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 16,300 |
| County Seat | Lake Butler |
Why Buy in Union County
One of Florida's smallest counties, Union County offers very affordable housing in the rural heartland between Jacksonville and Gainesville.
Major Cities & Communities
ZIP Codes Served
32054, 32083
Loan Programs Available in Union County
Home Financial Group offers a full suite of mortgage products for Union County homebuyers and homeowners.
Frequently Asked Questions About Union County Mortgages
What is the average home price in Union County?
The median home price in Union County, Florida is $155,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Union County buyers.
What are the property tax rates in Union County?
Property tax rates in Union County average 0.93% of the assessed home value. For a home at the median price of $155,000, annual property taxes would be approximately $1,442. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Union County?
FHA loans in Union County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Union County.
What are the conforming loan limits for Union County?
The conforming loan limit for Union County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Union County homebuyers.
Is Union County a good place to buy a home?
Union County is home to 16,300 residents and includes cities such as Lake Butler, Raiford, Worthington Springs. One of Florida's smallest counties, Union County offers very affordable housing in the rural heartland between Jacksonville and Gainesville. Contact Home Financial Group to discuss your homebuying goals in Union County.
Get Pre-Approved for a Union County Home
Whether you're a first-time buyer or refinancing in Union County, our team is ready to help you find the right mortgage.