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Mortgage Lender in Volusia County, Florida

The median home price in Volusia County is $345,000, with property tax rates averaging 0.93%. Home Financial Group provides competitive mortgage solutions for buyers across Volusia County.

Volusia County at a Glance

Median Home Price$345,000
Property Tax Rate0.93%
Insurance Rate0.65%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population570,000
County SeatDeLand

Why Buy in Volusia County

Home to Daytona Beach and the fast-growing Deltona corridor, Volusia County offers beachside and inland housing options at prices well below the Orlando metro.

Major Cities & Communities

Daytona BeachDeLandDeltonaPort OrangeOrmond BeachNew Smyrna BeachEdgewaterDeBary

ZIP Codes Served

32114, 32117, 32118, 32119, 32124, 32127, 32128, 32129, 32130, 32132, 32141, 32168, 32169, 32174, 32176, 32180, 32190, 32713, 32720, 32724, 32725, 32738, 32744, 32759, 32763, 32764

Loan Programs Available in Volusia County

Home Financial Group offers a full suite of mortgage products for Volusia County homebuyers and homeowners.

Frequently Asked Questions About Volusia County Mortgages

What is the average home price in Volusia County?

The median home price in Volusia County, Florida is $345,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Volusia County buyers.

What are the property tax rates in Volusia County?

Property tax rates in Volusia County average 0.93% of the assessed home value. For a home at the median price of $345,000, annual property taxes would be approximately $3,209. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Volusia County?

FHA loans in Volusia County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Volusia County.

What are the conforming loan limits for Volusia County?

The conforming loan limit for Volusia County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Volusia County homebuyers.

Is Volusia County a good place to buy a home?

Volusia County is home to 570,000 residents and includes cities such as Daytona Beach, DeLand, Deltona. Home to Daytona Beach and the fast-growing Deltona corridor, Volusia County offers beachside and inland housing options at prices well below the Orlando metro. Contact Home Financial Group to discuss your homebuying goals in Volusia County.

Get Pre-Approved for a Volusia County Home

Whether you're a first-time buyer or refinancing in Volusia County, our team is ready to help you find the right mortgage.