🇻🇪 Florida Mortgages for Venezuela Buyers

Yes. Venezuelan nationals with Temporary Protected Status (TPS) and a valid EAD (Employment Authorization Document) can qualify for mortgage programs including FHA, conventional, and bank statement loans. A valid EAD and I-94 are typically required along with proof of income.

Yes. Several lenders offer ITIN mortgage programs that accept your Individual Taxpayer Identification Number in place of an SSN. These programs typically require 15-25% down payment and accept bank statements for income verification.

Many lenders understand the difficulties Venezuelan nationals face renewing passports and will accept an expired Venezuelan passport along with a valid cedula de identidad and EAD or other US immigration documents as acceptable identification.

Down payment requirements vary by program. TPS holders with EAD may qualify for as little as 3.5% down with FHA. ITIN programs typically require 15-25% down. Foreign national programs for those without US residency status require 25-30% down.

It depends on the program. Most lenders prefer US-source income documented through bank statements or tax returns. Some foreign national programs accept income from outside the US if properly documented with translated bank statements and employment verification.