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Updated March 18, 2026NMLS#305389

FHA Loans in Gainesville, FL

Explore fha loans options in Gainesville, FL with Home Financial Group. Local expertise, personalized service, NMLS #305389.

FHA Loans in Gainesville, FL

Home Financial Group offers fha loans for homebuyers and homeowners in Gainesville and throughout Alachua County. Whether you are purchasing your first home, upgrading, or refinancing, our team provides personalized guidance and competitive rates tailored to the Gainesville market.

What Makes FHA Loans Different in Gainesville, FL?

Gainesville is located in Alachua County, where the FHA loan limit is $472,030 for a single-family home. The median home price in Gainesville is $310,000, and property tax rates average Approximately 1.7% of assessed value (Alachua County). These local factors directly affect your fha loans qualification, monthly payment, and overall borrowing power. Home Financial Group's loan officers understand the Gainesville market and can help you navigate these specifics.

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Find out how much home you qualify for — no cost, no obligation.

FHA Loans in Gainesville, FL — Common Questions

Yes. Home Financial Group offers fha loans to qualified borrowers in Gainesville and all of Alachua County. Contact us to discuss eligibility and current rates.

The FHA loan limit for a single-family home in Alachua County is $472,030. This limit applies to all cities within the county, including Gainesville.

You can apply online through Home Financial Group's secure application or call (954) 370-4849 to speak with a loan officer. We serve Gainesville and all of Florida.

Ready to Apply for FHA Loans in Gainesville, FL?

Home Financial Group is your local Gainesville, FL mortgage lender. Contact us today to discuss your fha loans options and get pre-approved.