Mortgage Lender in Bradford County, Florida
The median home price in Bradford County is $175,000, with property tax rates averaging 0.95%. Home Financial Group provides competitive mortgage solutions for buyers across Bradford County.
Bradford County at a Glance
| Median Home Price | $175,000 |
| Property Tax Rate | 0.95% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 28,200 |
| County Seat | Starke |
Why Buy in Bradford County
A small rural county between Jacksonville and Gainesville, Bradford County offers some of the most affordable housing in North Central Florida.
Major Cities & Communities
ZIP Codes Served
32044, 32058, 32091, 32622, 32694
Loan Programs Available in Bradford County
Home Financial Group offers a full suite of mortgage products for Bradford County homebuyers and homeowners.
Frequently Asked Questions About Bradford County Mortgages
What is the average home price in Bradford County?
The median home price in Bradford County, Florida is $175,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Bradford County buyers.
What are the property tax rates in Bradford County?
Property tax rates in Bradford County average 0.95% of the assessed home value. For a home at the median price of $175,000, annual property taxes would be approximately $1,663. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Bradford County?
FHA loans in Bradford County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Bradford County.
What are the conforming loan limits for Bradford County?
The conforming loan limit for Bradford County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Bradford County homebuyers.
Is Bradford County a good place to buy a home?
Bradford County is home to 28,200 residents and includes cities such as Starke, Lawtey, Brooker. A small rural county between Jacksonville and Gainesville, Bradford County offers some of the most affordable housing in North Central Florida. Contact Home Financial Group to discuss your homebuying goals in Bradford County.
Get Pre-Approved for a Bradford County Home
Whether you're a first-time buyer or refinancing in Bradford County, our team is ready to help you find the right mortgage.