Mortgage Lender in Citrus County, Florida
The median home price in Citrus County is $270,000, with property tax rates averaging 0.87%. Home Financial Group provides competitive mortgage solutions for buyers across Citrus County.
Citrus County at a Glance
| Median Home Price | $270,000 |
| Property Tax Rate | 0.87% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 157,000 |
| County Seat | Inverness |
Why Buy in Citrus County
Known as the Nature Coast, Citrus County offers affordable waterfront properties along the Gulf and is famous for its manatee-filled Crystal River.
Major Cities & Communities
ZIP Codes Served
34428, 34429, 34434, 34436, 34442, 34446, 34448, 34449, 34450, 34452, 34453, 34461, 34465
Loan Programs Available in Citrus County
Home Financial Group offers a full suite of mortgage products for Citrus County homebuyers and homeowners.
Frequently Asked Questions About Citrus County Mortgages
What is the average home price in Citrus County?
The median home price in Citrus County, Florida is $270,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Citrus County buyers.
What are the property tax rates in Citrus County?
Property tax rates in Citrus County average 0.87% of the assessed home value. For a home at the median price of $270,000, annual property taxes would be approximately $2,349. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Citrus County?
FHA loans in Citrus County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Citrus County.
What are the conforming loan limits for Citrus County?
The conforming loan limit for Citrus County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Citrus County homebuyers.
Is Citrus County a good place to buy a home?
Citrus County is home to 157,000 residents and includes cities such as Inverness, Crystal River, Homosassa. Known as the Nature Coast, Citrus County offers affordable waterfront properties along the Gulf and is famous for its manatee-filled Crystal River. Contact Home Financial Group to discuss your homebuying goals in Citrus County.
Get Pre-Approved for a Citrus County Home
Whether you're a first-time buyer or refinancing in Citrus County, our team is ready to help you find the right mortgage.