Mortgage Lender in Clay County, Florida
The median home price in Clay County is $330,000, with property tax rates averaging 0.93%. Home Financial Group provides competitive mortgage solutions for buyers across Clay County.
Clay County at a Glance
| Median Home Price | $330,000 |
| Property Tax Rate | 0.93% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 225,000 |
| County Seat | Green Cove Springs |
Why Buy in Clay County
A fast-growing suburban county south of Jacksonville, Clay County is popular with families and military personnel from NAS Jacksonville for its top-rated schools.
Major Cities & Communities
ZIP Codes Served
32003, 32006, 32043, 32065, 32067, 32068, 32073, 32656, 32666
Loan Programs Available in Clay County
Home Financial Group offers a full suite of mortgage products for Clay County homebuyers and homeowners.
Frequently Asked Questions About Clay County Mortgages
What is the average home price in Clay County?
The median home price in Clay County, Florida is $330,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Clay County buyers.
What are the property tax rates in Clay County?
Property tax rates in Clay County average 0.93% of the assessed home value. For a home at the median price of $330,000, annual property taxes would be approximately $3,069. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Clay County?
FHA loans in Clay County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Clay County.
What are the conforming loan limits for Clay County?
The conforming loan limit for Clay County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Clay County homebuyers.
Is Clay County a good place to buy a home?
Clay County is home to 225,000 residents and includes cities such as Fleming Island, Orange Park, Middleburg. A fast-growing suburban county south of Jacksonville, Clay County is popular with families and military personnel from NAS Jacksonville for its top-rated schools. Contact Home Financial Group to discuss your homebuying goals in Clay County.
Get Pre-Approved for a Clay County Home
Whether you're a first-time buyer or refinancing in Clay County, our team is ready to help you find the right mortgage.