Mortgage Lender in DeSoto County, Florida
The median home price in DeSoto County is $225,000, with property tax rates averaging 1.04%. Home Financial Group provides competitive mortgage solutions for buyers across DeSoto County.
DeSoto County at a Glance
| Median Home Price | $225,000 |
| Property Tax Rate | 1.04% |
| Insurance Rate | 0.60% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 37,500 |
| County Seat | Arcadia |
Why Buy in DeSoto County
A small agricultural county in south-central Florida, DeSoto County offers very affordable housing and a charming small-town atmosphere in historic Arcadia.
Major Cities & Communities
ZIP Codes Served
34266, 34268, 34269
Loan Programs Available in DeSoto County
Home Financial Group offers a full suite of mortgage products for DeSoto County homebuyers and homeowners.
Frequently Asked Questions About DeSoto County Mortgages
What is the average home price in DeSoto County?
The median home price in DeSoto County, Florida is $225,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for DeSoto County buyers.
What are the property tax rates in DeSoto County?
Property tax rates in DeSoto County average 1.04% of the assessed home value. For a home at the median price of $225,000, annual property taxes would be approximately $2,340. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in DeSoto County?
FHA loans in DeSoto County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of DeSoto County.
What are the conforming loan limits for DeSoto County?
The conforming loan limit for DeSoto County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for DeSoto County homebuyers.
Is DeSoto County a good place to buy a home?
DeSoto County is home to 37,500 residents and includes cities such as Arcadia, Nocatee. A small agricultural county in south-central Florida, DeSoto County offers very affordable housing and a charming small-town atmosphere in historic Arcadia. Contact Home Financial Group to discuss your homebuying goals in DeSoto County.
Get Pre-Approved for a DeSoto County Home
Whether you're a first-time buyer or refinancing in DeSoto County, our team is ready to help you find the right mortgage.