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Mortgage Lender in Dixie County, Florida

The median home price in Dixie County is $155,000, with property tax rates averaging 0.75%. Home Financial Group provides competitive mortgage solutions for buyers across Dixie County.

Dixie County at a Glance

Median Home Price$155,000
Property Tax Rate0.75%
Insurance Rate0.55%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population17,100
County SeatCross City

Why Buy in Dixie County

A sparsely populated Gulf Coast county, Dixie County offers some of the lowest home prices in Florida with access to fishing and outdoor recreation.

Major Cities & Communities

Cross CityOld TownHorseshoe Beach

ZIP Codes Served

32628, 32648, 32680

Loan Programs Available in Dixie County

Home Financial Group offers a full suite of mortgage products for Dixie County homebuyers and homeowners.

Frequently Asked Questions About Dixie County Mortgages

What is the average home price in Dixie County?

The median home price in Dixie County, Florida is $155,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Dixie County buyers.

What are the property tax rates in Dixie County?

Property tax rates in Dixie County average 0.75% of the assessed home value. For a home at the median price of $155,000, annual property taxes would be approximately $1,163. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Dixie County?

FHA loans in Dixie County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Dixie County.

What are the conforming loan limits for Dixie County?

The conforming loan limit for Dixie County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Dixie County homebuyers.

Is Dixie County a good place to buy a home?

Dixie County is home to 17,100 residents and includes cities such as Cross City, Old Town, Horseshoe Beach. A sparsely populated Gulf Coast county, Dixie County offers some of the lowest home prices in Florida with access to fishing and outdoor recreation. Contact Home Financial Group to discuss your homebuying goals in Dixie County.

Get Pre-Approved for a Dixie County Home

Whether you're a first-time buyer or refinancing in Dixie County, our team is ready to help you find the right mortgage.