Mortgage Lender in Duval County, Florida
The median home price in Duval County is $310,000, with property tax rates averaging 0.97%. Home Financial Group provides competitive mortgage solutions for buyers across Duval County.
Duval County at a Glance
| Median Home Price | $310,000 |
| Property Tax Rate | 0.97% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 1,018,000 |
| County Seat | Jacksonville |
Why Buy in Duval County
The largest city by land area in the contiguous U.S., Jacksonville offers diverse housing from urban condos to beachfront properties with a strong job market and military presence.
Major Cities & Communities
ZIP Codes Served
32099, 32201, 32202, 32204, 32205, 32206, 32207, 32208, 32209, 32210, 32211, 32212, 32214, 32216, 32217, 32218, 32219, 32220, 32221, 32222, 32223, 32224, 32225, 32226, 32227, 32228, 32233, 32234, 32235, 32244, 32246, 32250, 32254, 32256, 32257, 32258, 32266, 32277
Loan Programs Available in Duval County
Home Financial Group offers a full suite of mortgage products for Duval County homebuyers and homeowners.
Frequently Asked Questions About Duval County Mortgages
What is the average home price in Duval County?
The median home price in Duval County, Florida is $310,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Duval County buyers.
What are the property tax rates in Duval County?
Property tax rates in Duval County average 0.97% of the assessed home value. For a home at the median price of $310,000, annual property taxes would be approximately $3,007. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Duval County?
FHA loans in Duval County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Duval County.
What are the conforming loan limits for Duval County?
The conforming loan limit for Duval County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Duval County homebuyers.
Is Duval County a good place to buy a home?
Duval County is home to 1,018,000 residents and includes cities such as Jacksonville, Jacksonville Beach, Neptune Beach. The largest city by land area in the contiguous U.S., Jacksonville offers diverse housing from urban condos to beachfront properties with a strong job market and military presence. Contact Home Financial Group to discuss your homebuying goals in Duval County.
Get Pre-Approved for a Duval County Home
Whether you're a first-time buyer or refinancing in Duval County, our team is ready to help you find the right mortgage.