Mortgage Lender in Escambia County, Florida
The median home price in Escambia County is $275,000, with property tax rates averaging 0.82%. Home Financial Group provides competitive mortgage solutions for buyers across Escambia County.
Escambia County at a Glance
| Median Home Price | $275,000 |
| Property Tax Rate | 0.82% |
| Insurance Rate | 0.75% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 325,000 |
| County Seat | Pensacola |
Why Buy in Escambia County
Florida's westernmost county, Escambia features the stunning Pensacola Beach and NAS Pensacola, with affordable homes compared to other Gulf Coast markets.
Major Cities & Communities
ZIP Codes Served
32501, 32502, 32503, 32504, 32505, 32506, 32507, 32508, 32509, 32511, 32512, 32513, 32514, 32516, 32520, 32526, 32533, 32534, 32535, 32568
Loan Programs Available in Escambia County
Home Financial Group offers a full suite of mortgage products for Escambia County homebuyers and homeowners.
Frequently Asked Questions About Escambia County Mortgages
What is the average home price in Escambia County?
The median home price in Escambia County, Florida is $275,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Escambia County buyers.
What are the property tax rates in Escambia County?
Property tax rates in Escambia County average 0.82% of the assessed home value. For a home at the median price of $275,000, annual property taxes would be approximately $2,255. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Escambia County?
FHA loans in Escambia County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Escambia County.
What are the conforming loan limits for Escambia County?
The conforming loan limit for Escambia County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Escambia County homebuyers.
Is Escambia County a good place to buy a home?
Escambia County is home to 325,000 residents and includes cities such as Pensacola, Pensacola Beach, Perdido Key. Florida's westernmost county, Escambia features the stunning Pensacola Beach and NAS Pensacola, with affordable homes compared to other Gulf Coast markets. Contact Home Financial Group to discuss your homebuying goals in Escambia County.
Get Pre-Approved for a Escambia County Home
Whether you're a first-time buyer or refinancing in Escambia County, our team is ready to help you find the right mortgage.