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Mortgage Lender in Flagler County, Florida

The median home price in Flagler County is $370,000, with property tax rates averaging 0.93%. Home Financial Group provides competitive mortgage solutions for buyers across Flagler County.

Flagler County at a Glance

Median Home Price$370,000
Property Tax Rate0.93%
Insurance Rate0.65%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population125,000
County SeatBunnell

Why Buy in Flagler County

One of Florida's fastest-growing counties, Flagler offers master-planned communities in Palm Coast with easy access to Daytona Beach and St. Augustine.

Major Cities & Communities

Palm CoastBunnellFlagler BeachBeverly Beach

ZIP Codes Served

32110, 32136, 32137, 32142, 32164

Loan Programs Available in Flagler County

Home Financial Group offers a full suite of mortgage products for Flagler County homebuyers and homeowners.

Frequently Asked Questions About Flagler County Mortgages

What is the average home price in Flagler County?

The median home price in Flagler County, Florida is $370,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Flagler County buyers.

What are the property tax rates in Flagler County?

Property tax rates in Flagler County average 0.93% of the assessed home value. For a home at the median price of $370,000, annual property taxes would be approximately $3,441. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Flagler County?

FHA loans in Flagler County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Flagler County.

What are the conforming loan limits for Flagler County?

The conforming loan limit for Flagler County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Flagler County homebuyers.

Is Flagler County a good place to buy a home?

Flagler County is home to 125,000 residents and includes cities such as Palm Coast, Bunnell, Flagler Beach. One of Florida's fastest-growing counties, Flagler offers master-planned communities in Palm Coast with easy access to Daytona Beach and St. Augustine. Contact Home Financial Group to discuss your homebuying goals in Flagler County.

Get Pre-Approved for a Flagler County Home

Whether you're a first-time buyer or refinancing in Flagler County, our team is ready to help you find the right mortgage.