Mortgage Lender in Franklin County, Florida
The median home price in Franklin County is $350,000, with property tax rates averaging 0.72%. Home Financial Group provides competitive mortgage solutions for buyers across Franklin County.
Franklin County at a Glance
| Median Home Price | $350,000 |
| Property Tax Rate | 0.72% |
| Insurance Rate | 0.85% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 12,500 |
| County Seat | Apalachicola |
Why Buy in Franklin County
A hidden gem on the Forgotten Coast, Franklin County features unspoiled beaches on St. George Island and the historic oyster town of Apalachicola.
Major Cities & Communities
ZIP Codes Served
32320, 32322, 32328
Loan Programs Available in Franklin County
Home Financial Group offers a full suite of mortgage products for Franklin County homebuyers and homeowners.
Frequently Asked Questions About Franklin County Mortgages
What is the average home price in Franklin County?
The median home price in Franklin County, Florida is $350,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Franklin County buyers.
What are the property tax rates in Franklin County?
Property tax rates in Franklin County average 0.72% of the assessed home value. For a home at the median price of $350,000, annual property taxes would be approximately $2,520. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Franklin County?
FHA loans in Franklin County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Franklin County.
What are the conforming loan limits for Franklin County?
The conforming loan limit for Franklin County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Franklin County homebuyers.
Is Franklin County a good place to buy a home?
Franklin County is home to 12,500 residents and includes cities such as Apalachicola, Carrabelle, Eastpoint. A hidden gem on the Forgotten Coast, Franklin County features unspoiled beaches on St. George Island and the historic oyster town of Apalachicola. Contact Home Financial Group to discuss your homebuying goals in Franklin County.
Get Pre-Approved for a Franklin County Home
Whether you're a first-time buyer or refinancing in Franklin County, our team is ready to help you find the right mortgage.