Mortgage Lender in Gulf County, Florida
The median home price in Gulf County is $280,000, with property tax rates averaging 0.79%. Home Financial Group provides competitive mortgage solutions for buyers across Gulf County.
Gulf County at a Glance
| Median Home Price | $280,000 |
| Property Tax Rate | 0.79% |
| Insurance Rate | 0.80% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 16,500 |
| County Seat | Port St. Joe |
Why Buy in Gulf County
Home to Cape San Blas, repeatedly voted one of America's best beaches, Gulf County offers waterfront property on the unspoiled Forgotten Coast.
Major Cities & Communities
ZIP Codes Served
32456, 32465
Loan Programs Available in Gulf County
Home Financial Group offers a full suite of mortgage products for Gulf County homebuyers and homeowners.
Frequently Asked Questions About Gulf County Mortgages
What is the average home price in Gulf County?
The median home price in Gulf County, Florida is $280,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Gulf County buyers.
What are the property tax rates in Gulf County?
Property tax rates in Gulf County average 0.79% of the assessed home value. For a home at the median price of $280,000, annual property taxes would be approximately $2,212. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Gulf County?
FHA loans in Gulf County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Gulf County.
What are the conforming loan limits for Gulf County?
The conforming loan limit for Gulf County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Gulf County homebuyers.
Is Gulf County a good place to buy a home?
Gulf County is home to 16,500 residents and includes cities such as Port St. Joe, Wewahitchka, Cape San Blas. Home to Cape San Blas, repeatedly voted one of America's best beaches, Gulf County offers waterfront property on the unspoiled Forgotten Coast. Contact Home Financial Group to discuss your homebuying goals in Gulf County.
Get Pre-Approved for a Gulf County Home
Whether you're a first-time buyer or refinancing in Gulf County, our team is ready to help you find the right mortgage.