Mortgage Lender in Hamilton County, Florida
The median home price in Hamilton County is $130,000, with property tax rates averaging 0.92%. Home Financial Group provides competitive mortgage solutions for buyers across Hamilton County.
Hamilton County at a Glance
| Median Home Price | $130,000 |
| Property Tax Rate | 0.92% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 14,000 |
| County Seat | Jasper |
Why Buy in Hamilton County
A rural county on the Georgia border, Hamilton County has some of the lowest home prices in Florida along the historic Suwannee River.
Major Cities & Communities
ZIP Codes Served
32052, 32053, 32096
Loan Programs Available in Hamilton County
Home Financial Group offers a full suite of mortgage products for Hamilton County homebuyers and homeowners.
Frequently Asked Questions About Hamilton County Mortgages
What is the average home price in Hamilton County?
The median home price in Hamilton County, Florida is $130,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Hamilton County buyers.
What are the property tax rates in Hamilton County?
Property tax rates in Hamilton County average 0.92% of the assessed home value. For a home at the median price of $130,000, annual property taxes would be approximately $1,196. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Hamilton County?
FHA loans in Hamilton County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Hamilton County.
What are the conforming loan limits for Hamilton County?
The conforming loan limit for Hamilton County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Hamilton County homebuyers.
Is Hamilton County a good place to buy a home?
Hamilton County is home to 14,000 residents and includes cities such as Jasper, White Springs, Jennings. A rural county on the Georgia border, Hamilton County has some of the lowest home prices in Florida along the historic Suwannee River. Contact Home Financial Group to discuss your homebuying goals in Hamilton County.
Get Pre-Approved for a Hamilton County Home
Whether you're a first-time buyer or refinancing in Hamilton County, our team is ready to help you find the right mortgage.