Mortgage Lender in Highlands County, Florida
The median home price in Highlands County is $240,000, with property tax rates averaging 0.87%. Home Financial Group provides competitive mortgage solutions for buyers across Highlands County.
Highlands County at a Glance
| Median Home Price | $240,000 |
| Property Tax Rate | 0.87% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 106,000 |
| County Seat | Sebring |
Why Buy in Highlands County
Known as Florida's Heartland, Highlands County offers lakefront retirement living at very affordable prices in the scenic rolling hills of central Florida.
Major Cities & Communities
ZIP Codes Served
33825, 33852, 33857, 33870, 33872, 33875, 33876
Loan Programs Available in Highlands County
Home Financial Group offers a full suite of mortgage products for Highlands County homebuyers and homeowners.
Frequently Asked Questions About Highlands County Mortgages
What is the average home price in Highlands County?
The median home price in Highlands County, Florida is $240,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Highlands County buyers.
What are the property tax rates in Highlands County?
Property tax rates in Highlands County average 0.87% of the assessed home value. For a home at the median price of $240,000, annual property taxes would be approximately $2,088. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Highlands County?
FHA loans in Highlands County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Highlands County.
What are the conforming loan limits for Highlands County?
The conforming loan limit for Highlands County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Highlands County homebuyers.
Is Highlands County a good place to buy a home?
Highlands County is home to 106,000 residents and includes cities such as Sebring, Avon Park, Lake Placid. Known as Florida's Heartland, Highlands County offers lakefront retirement living at very affordable prices in the scenic rolling hills of central Florida. Contact Home Financial Group to discuss your homebuying goals in Highlands County.
Get Pre-Approved for a Highlands County Home
Whether you're a first-time buyer or refinancing in Highlands County, our team is ready to help you find the right mortgage.