Mortgage Lender in Jefferson County, Florida
The median home price in Jefferson County is $190,000, with property tax rates averaging 0.91%. Home Financial Group provides competitive mortgage solutions for buyers across Jefferson County.
Jefferson County at a Glance
| Median Home Price | $190,000 |
| Property Tax Rate | 0.91% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 14,700 |
| County Seat | Monticello |
Why Buy in Jefferson County
A historic county east of Tallahassee, Jefferson County offers affordable rural estate properties and charming antebellum architecture in Monticello.
Major Cities & Communities
ZIP Codes Served
32336, 32344, 32361
Loan Programs Available in Jefferson County
Home Financial Group offers a full suite of mortgage products for Jefferson County homebuyers and homeowners.
Frequently Asked Questions About Jefferson County Mortgages
What is the average home price in Jefferson County?
The median home price in Jefferson County, Florida is $190,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Jefferson County buyers.
What are the property tax rates in Jefferson County?
Property tax rates in Jefferson County average 0.91% of the assessed home value. For a home at the median price of $190,000, annual property taxes would be approximately $1,729. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Jefferson County?
FHA loans in Jefferson County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Jefferson County.
What are the conforming loan limits for Jefferson County?
The conforming loan limit for Jefferson County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Jefferson County homebuyers.
Is Jefferson County a good place to buy a home?
Jefferson County is home to 14,700 residents and includes cities such as Monticello, Lloyd. A historic county east of Tallahassee, Jefferson County offers affordable rural estate properties and charming antebellum architecture in Monticello. Contact Home Financial Group to discuss your homebuying goals in Jefferson County.
Get Pre-Approved for a Jefferson County Home
Whether you're a first-time buyer or refinancing in Jefferson County, our team is ready to help you find the right mortgage.