Mortgage Lender in Madison County, Florida
The median home price in Madison County is $140,000, with property tax rates averaging 0.87%. Home Financial Group provides competitive mortgage solutions for buyers across Madison County.
Madison County at a Glance
| Median Home Price | $140,000 |
| Property Tax Rate | 0.87% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 18,500 |
| County Seat | Madison |
Why Buy in Madison County
A rural Big Bend county on the Georgia border, Madison County offers affordable homeownership with historic Southern charm and outdoor recreation.
Major Cities & Communities
ZIP Codes Served
32059, 32331, 32340, 32350
Loan Programs Available in Madison County
Home Financial Group offers a full suite of mortgage products for Madison County homebuyers and homeowners.
Frequently Asked Questions About Madison County Mortgages
What is the average home price in Madison County?
The median home price in Madison County, Florida is $140,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Madison County buyers.
What are the property tax rates in Madison County?
Property tax rates in Madison County average 0.87% of the assessed home value. For a home at the median price of $140,000, annual property taxes would be approximately $1,218. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Madison County?
FHA loans in Madison County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Madison County.
What are the conforming loan limits for Madison County?
The conforming loan limit for Madison County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Madison County homebuyers.
Is Madison County a good place to buy a home?
Madison County is home to 18,500 residents and includes cities such as Madison, Greenville, Lee. A rural Big Bend county on the Georgia border, Madison County offers affordable homeownership with historic Southern charm and outdoor recreation. Contact Home Financial Group to discuss your homebuying goals in Madison County.
Get Pre-Approved for a Madison County Home
Whether you're a first-time buyer or refinancing in Madison County, our team is ready to help you find the right mortgage.