Mortgage Lender in Miami-Dade County, Florida
The median home price in Miami-Dade County is $520,000, with property tax rates averaging 1.02%. Home Financial Group provides competitive mortgage solutions for buyers across Miami-Dade County.
Miami-Dade County at a Glance
| Median Home Price | $520,000 |
| Property Tax Rate | 1.02% |
| Insurance Rate | 0.70% |
| FHA Loan Limit | $621,000 |
| Conforming Loan Limit | $766,550 |
| Population | 2,750,000 |
| County Seat | Miami |
Why Buy in Miami-Dade County
Florida's most populous county and a global gateway city, Miami-Dade offers everything from luxury condos on Brickell to affordable family homes in the suburbs.
Major Cities & Communities
ZIP Codes Served
33010, 33012, 33013, 33014, 33015, 33016, 33018, 33030, 33031, 33032, 33033, 33034, 33035, 33039, 33054, 33055, 33056, 33101, 33109, 33122, 33125, 33126, 33127, 33128, 33129, 33130, 33131, 33132, 33133, 33134, 33135, 33136, 33137, 33138, 33139, 33140, 33141, 33142, 33143, 33144, 33145, 33146, 33147, 33149, 33150, 33154, 33155, 33156, 33157, 33158, 33160, 33161, 33162, 33165, 33166, 33167, 33168, 33169, 33170, 33172, 33173, 33174, 33175, 33176, 33177, 33178, 33179, 33180, 33181, 33182, 33183, 33184, 33185, 33186, 33187, 33189, 33190, 33193, 33194, 33196
Loan Programs Available in Miami-Dade County
Home Financial Group offers a full suite of mortgage products for Miami-Dade County homebuyers and homeowners.
Frequently Asked Questions About Miami-Dade County Mortgages
What is the average home price in Miami-Dade County?
The median home price in Miami-Dade County, Florida is $520,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Miami-Dade County buyers.
What are the property tax rates in Miami-Dade County?
Property tax rates in Miami-Dade County average 1.02% of the assessed home value. For a home at the median price of $520,000, annual property taxes would be approximately $5,304. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Miami-Dade County?
FHA loans in Miami-Dade County have a loan limit of $621,000. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Miami-Dade County.
What are the conforming loan limits for Miami-Dade County?
The conforming loan limit for Miami-Dade County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Miami-Dade County homebuyers.
Is Miami-Dade County a good place to buy a home?
Miami-Dade County is home to 2,750,000 residents and includes cities such as Miami, Hialeah, Miami Gardens. Florida's most populous county and a global gateway city, Miami-Dade offers everything from luxury condos on Brickell to affordable family homes in the suburbs. Contact Home Financial Group to discuss your homebuying goals in Miami-Dade County.
Get Pre-Approved for a Miami-Dade County Home
Whether you're a first-time buyer or refinancing in Miami-Dade County, our team is ready to help you find the right mortgage.