Mortgage Lender in Monroe County, Florida
The median home price in Monroe County is $750,000, with property tax rates averaging 0.67%. Home Financial Group provides competitive mortgage solutions for buyers across Monroe County.
Monroe County at a Glance
| Median Home Price | $750,000 |
| Property Tax Rate | 0.67% |
| Insurance Rate | 0.95% |
| FHA Loan Limit | $766,550 |
| Conforming Loan Limit | $766,550 |
| Population | 82,500 |
| County Seat | Key West |
Why Buy in Monroe County
Encompassing the Florida Keys, Monroe County is one of the state's most expensive markets with island living, stunning ocean views, and limited housing inventory.
Major Cities & Communities
ZIP Codes Served
33001, 33036, 33037, 33040, 33042, 33043, 33044, 33045, 33050, 33051, 33052, 33070
Loan Programs Available in Monroe County
Home Financial Group offers a full suite of mortgage products for Monroe County homebuyers and homeowners.
Frequently Asked Questions About Monroe County Mortgages
What is the average home price in Monroe County?
The median home price in Monroe County, Florida is $750,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Monroe County buyers.
What are the property tax rates in Monroe County?
Property tax rates in Monroe County average 0.67% of the assessed home value. For a home at the median price of $750,000, annual property taxes would be approximately $5,025. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Monroe County?
FHA loans in Monroe County have a loan limit of $766,550. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Monroe County.
What are the conforming loan limits for Monroe County?
The conforming loan limit for Monroe County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Monroe County homebuyers.
Is Monroe County a good place to buy a home?
Monroe County is home to 82,500 residents and includes cities such as Key West, Marathon, Key Largo. Encompassing the Florida Keys, Monroe County is one of the state's most expensive markets with island living, stunning ocean views, and limited housing inventory. Contact Home Financial Group to discuss your homebuying goals in Monroe County.
Get Pre-Approved for a Monroe County Home
Whether you're a first-time buyer or refinancing in Monroe County, our team is ready to help you find the right mortgage.