Mortgage Lender in Palm Beach County, Florida
The median home price in Palm Beach County is $510,000, with property tax rates averaging 1.05%. Home Financial Group provides competitive mortgage solutions for buyers across Palm Beach County.
Palm Beach County at a Glance
| Median Home Price | $510,000 |
| Property Tax Rate | 1.05% |
| Insurance Rate | 0.70% |
| FHA Loan Limit | $621,000 |
| Conforming Loan Limit | $766,550 |
| Population | 1,520,000 |
| County Seat | West Palm Beach |
Why Buy in Palm Beach County
From the luxury of Palm Beach Island to the vibrant downtowns of West Palm Beach and Delray Beach, Palm Beach County is one of South Florida's most desirable housing markets.
Major Cities & Communities
ZIP Codes Served
33401, 33403, 33404, 33405, 33406, 33407, 33408, 33409, 33410, 33411, 33412, 33413, 33414, 33415, 33417, 33418, 33426, 33428, 33430, 33431, 33432, 33433, 33434, 33435, 33436, 33437, 33438, 33440, 33444, 33445, 33446, 33449, 33458, 33460, 33461, 33462, 33463, 33467, 33469, 33470, 33472, 33473, 33476, 33477, 33478, 33480, 33483, 33484, 33486, 33487, 33493, 33496, 33498
Loan Programs Available in Palm Beach County
Home Financial Group offers a full suite of mortgage products for Palm Beach County homebuyers and homeowners.
Frequently Asked Questions About Palm Beach County Mortgages
What is the average home price in Palm Beach County?
The median home price in Palm Beach County, Florida is $510,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Palm Beach County buyers.
What are the property tax rates in Palm Beach County?
Property tax rates in Palm Beach County average 1.05% of the assessed home value. For a home at the median price of $510,000, annual property taxes would be approximately $5,355. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Palm Beach County?
FHA loans in Palm Beach County have a loan limit of $621,000. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Palm Beach County.
What are the conforming loan limits for Palm Beach County?
The conforming loan limit for Palm Beach County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Palm Beach County homebuyers.
Is Palm Beach County a good place to buy a home?
Palm Beach County is home to 1,520,000 residents and includes cities such as West Palm Beach, Boca Raton, Boynton Beach. From the luxury of Palm Beach Island to the vibrant downtowns of West Palm Beach and Delray Beach, Palm Beach County is one of South Florida's most desirable housing markets. Contact Home Financial Group to discuss your homebuying goals in Palm Beach County.
Get Pre-Approved for a Palm Beach County Home
Whether you're a first-time buyer or refinancing in Palm Beach County, our team is ready to help you find the right mortgage.