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Mortgage Lender in Pasco County, Florida

The median home price in Pasco County is $320,000, with property tax rates averaging 0.93%. Home Financial Group provides competitive mortgage solutions for buyers across Pasco County.

Pasco County at a Glance

Median Home Price$320,000
Property Tax Rate0.93%
Insurance Rate0.55%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population575,000
County SeatDade City

Why Buy in Pasco County

One of Tampa Bay's fastest-growing counties, Pasco offers affordable new construction in Wesley Chapel and Land O' Lakes with quick access to Tampa employment.

Major Cities & Communities

New Port RicheyWesley ChapelZephyrhillsDade CityLand O' LakesHolidayHudson

ZIP Codes Served

33523, 33524, 33525, 33540, 33541, 33542, 33543, 33544, 33545, 33576, 34610, 34637, 34638, 34639, 34652, 34653, 34654, 34655, 34667, 34668, 34669, 34690, 34691

Loan Programs Available in Pasco County

Home Financial Group offers a full suite of mortgage products for Pasco County homebuyers and homeowners.

Frequently Asked Questions About Pasco County Mortgages

What is the average home price in Pasco County?

The median home price in Pasco County, Florida is $320,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Pasco County buyers.

What are the property tax rates in Pasco County?

Property tax rates in Pasco County average 0.93% of the assessed home value. For a home at the median price of $320,000, annual property taxes would be approximately $2,976. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Pasco County?

FHA loans in Pasco County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Pasco County.

What are the conforming loan limits for Pasco County?

The conforming loan limit for Pasco County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Pasco County homebuyers.

Is Pasco County a good place to buy a home?

Pasco County is home to 575,000 residents and includes cities such as New Port Richey, Wesley Chapel, Zephyrhills. One of Tampa Bay's fastest-growing counties, Pasco offers affordable new construction in Wesley Chapel and Land O' Lakes with quick access to Tampa employment. Contact Home Financial Group to discuss your homebuying goals in Pasco County.

Get Pre-Approved for a Pasco County Home

Whether you're a first-time buyer or refinancing in Pasco County, our team is ready to help you find the right mortgage.