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Mortgage Lender in Pinellas County, Florida

The median home price in Pinellas County is $385,000, with property tax rates averaging 0.90%. Home Financial Group provides competitive mortgage solutions for buyers across Pinellas County.

Pinellas County at a Glance

Median Home Price$385,000
Property Tax Rate0.90%
Insurance Rate0.65%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population990,000
County SeatClearwater

Why Buy in Pinellas County

Florida's most densely populated county, Pinellas features the award-winning beaches of Clearwater and St. Pete's thriving arts and food scene on a walkable urban peninsula.

Major Cities & Communities

St. PetersburgClearwaterLargoPinellas ParkDunedinTarpon SpringsSafety HarborIndian Rocks Beach

ZIP Codes Served

33701, 33702, 33703, 33704, 33705, 33706, 33707, 33708, 33709, 33710, 33711, 33712, 33713, 33714, 33715, 33716, 33755, 33756, 33759, 33760, 33761, 33762, 33763, 33764, 33765, 33767, 33770, 33771, 33772, 33773, 33774, 33776, 33777, 33778, 33781, 33782, 33785, 33786, 34677, 34681, 34683, 34684, 34685, 34688, 34689, 34695, 34698

Loan Programs Available in Pinellas County

Home Financial Group offers a full suite of mortgage products for Pinellas County homebuyers and homeowners.

Frequently Asked Questions About Pinellas County Mortgages

What is the average home price in Pinellas County?

The median home price in Pinellas County, Florida is $385,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Pinellas County buyers.

What are the property tax rates in Pinellas County?

Property tax rates in Pinellas County average 0.90% of the assessed home value. For a home at the median price of $385,000, annual property taxes would be approximately $3,465. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Pinellas County?

FHA loans in Pinellas County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Pinellas County.

What are the conforming loan limits for Pinellas County?

The conforming loan limit for Pinellas County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Pinellas County homebuyers.

Is Pinellas County a good place to buy a home?

Pinellas County is home to 990,000 residents and includes cities such as St. Petersburg, Clearwater, Largo. Florida's most densely populated county, Pinellas features the award-winning beaches of Clearwater and St. Pete's thriving arts and food scene on a walkable urban peninsula. Contact Home Financial Group to discuss your homebuying goals in Pinellas County.

Get Pre-Approved for a Pinellas County Home

Whether you're a first-time buyer or refinancing in Pinellas County, our team is ready to help you find the right mortgage.