Mortgage Lender in Putnam County, Florida
The median home price in Putnam County is $195,000, with property tax rates averaging 0.94%. Home Financial Group provides competitive mortgage solutions for buyers across Putnam County.
Putnam County at a Glance
| Median Home Price | $195,000 |
| Property Tax Rate | 0.94% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 73,000 |
| County Seat | Palatka |
Why Buy in Putnam County
A riverfront county along the St. Johns River, Putnam County offers some of Northeast Florida's most affordable homes with easy access to St. Augustine and Gainesville.
Major Cities & Communities
ZIP Codes Served
32043, 32112, 32131, 32138, 32139, 32140, 32148, 32177, 32181, 32187, 32189, 32640
Loan Programs Available in Putnam County
Home Financial Group offers a full suite of mortgage products for Putnam County homebuyers and homeowners.
Frequently Asked Questions About Putnam County Mortgages
What is the average home price in Putnam County?
The median home price in Putnam County, Florida is $195,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Putnam County buyers.
What are the property tax rates in Putnam County?
Property tax rates in Putnam County average 0.94% of the assessed home value. For a home at the median price of $195,000, annual property taxes would be approximately $1,833. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Putnam County?
FHA loans in Putnam County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Putnam County.
What are the conforming loan limits for Putnam County?
The conforming loan limit for Putnam County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Putnam County homebuyers.
Is Putnam County a good place to buy a home?
Putnam County is home to 73,000 residents and includes cities such as Palatka, Crescent City, Interlachen. A riverfront county along the St. Johns River, Putnam County offers some of Northeast Florida's most affordable homes with easy access to St. Augustine and Gainesville. Contact Home Financial Group to discuss your homebuying goals in Putnam County.
Get Pre-Approved for a Putnam County Home
Whether you're a first-time buyer or refinancing in Putnam County, our team is ready to help you find the right mortgage.