Mortgage Lender in Santa Rosa County, Florida
The median home price in Santa Rosa County is $350,000, with property tax rates averaging 0.78%. Home Financial Group provides competitive mortgage solutions for buyers across Santa Rosa County.
Santa Rosa County at a Glance
| Median Home Price | $350,000 |
| Property Tax Rate | 0.78% |
| Insurance Rate | 0.70% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 195,000 |
| County Seat | Milton |
Why Buy in Santa Rosa County
Nestled between Pensacola and the Emerald Coast, Santa Rosa County offers affordable suburban living with access to Navarre Beach and NAS Whiting Field.
Major Cities & Communities
ZIP Codes Served
32561, 32563, 32565, 32566, 32570, 32571, 32583
Loan Programs Available in Santa Rosa County
Home Financial Group offers a full suite of mortgage products for Santa Rosa County homebuyers and homeowners.
Frequently Asked Questions About Santa Rosa County Mortgages
What is the average home price in Santa Rosa County?
The median home price in Santa Rosa County, Florida is $350,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Santa Rosa County buyers.
What are the property tax rates in Santa Rosa County?
Property tax rates in Santa Rosa County average 0.78% of the assessed home value. For a home at the median price of $350,000, annual property taxes would be approximately $2,730. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Santa Rosa County?
FHA loans in Santa Rosa County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Santa Rosa County.
What are the conforming loan limits for Santa Rosa County?
The conforming loan limit for Santa Rosa County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Santa Rosa County homebuyers.
Is Santa Rosa County a good place to buy a home?
Santa Rosa County is home to 195,000 residents and includes cities such as Milton, Navarre, Gulf Breeze. Nestled between Pensacola and the Emerald Coast, Santa Rosa County offers affordable suburban living with access to Navarre Beach and NAS Whiting Field. Contact Home Financial Group to discuss your homebuying goals in Santa Rosa County.
Get Pre-Approved for a Santa Rosa County Home
Whether you're a first-time buyer or refinancing in Santa Rosa County, our team is ready to help you find the right mortgage.