Mortgage Lender in St. Johns County, Florida
The median home price in St. Johns County is $480,000, with property tax rates averaging 0.82%. Home Financial Group provides competitive mortgage solutions for buyers across St. Johns County.
St. Johns County at a Glance
| Median Home Price | $480,000 |
| Property Tax Rate | 0.82% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 295,000 |
| County Seat | St. Augustine |
Why Buy in St. Johns County
Consistently ranked among Florida's top counties for schools and quality of life, St. Johns features the historic charm of St. Augustine and luxury living in Ponte Vedra.
Major Cities & Communities
ZIP Codes Served
32033, 32080, 32081, 32082, 32084, 32086, 32092, 32095, 32145, 32259
Loan Programs Available in St. Johns County
Home Financial Group offers a full suite of mortgage products for St. Johns County homebuyers and homeowners.
Frequently Asked Questions About St. Johns County Mortgages
What is the average home price in St. Johns County?
The median home price in St. Johns County, Florida is $480,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for St. Johns County buyers.
What are the property tax rates in St. Johns County?
Property tax rates in St. Johns County average 0.82% of the assessed home value. For a home at the median price of $480,000, annual property taxes would be approximately $3,936. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in St. Johns County?
FHA loans in St. Johns County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of St. Johns County.
What are the conforming loan limits for St. Johns County?
The conforming loan limit for St. Johns County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for St. Johns County homebuyers.
Is St. Johns County a good place to buy a home?
St. Johns County is home to 295,000 residents and includes cities such as St. Augustine, Ponte Vedra Beach, Nocatee. Consistently ranked among Florida's top counties for schools and quality of life, St. Johns features the historic charm of St. Augustine and luxury living in Ponte Vedra. Contact Home Financial Group to discuss your homebuying goals in St. Johns County.
Get Pre-Approved for a St. Johns County Home
Whether you're a first-time buyer or refinancing in St. Johns County, our team is ready to help you find the right mortgage.