Mortgage Lender in St. Lucie County, Florida
The median home price in St. Lucie County is $370,000, with property tax rates averaging 1.04%. Home Financial Group provides competitive mortgage solutions for buyers across St. Lucie County.
St. Lucie County at a Glance
| Median Home Price | $370,000 |
| Property Tax Rate | 1.04% |
| Insurance Rate | 0.70% |
| FHA Loan Limit | $621,000 |
| Conforming Loan Limit | $766,550 |
| Population | 350,000 |
| County Seat | Fort Pierce |
Why Buy in St. Lucie County
One of the Treasure Coast's fastest-growing counties, St. Lucie offers new construction in Port St. Lucie at prices significantly below Palm Beach County to the south.
Major Cities & Communities
ZIP Codes Served
34945, 34946, 34947, 34949, 34950, 34951, 34952, 34953, 34981, 34982, 34983, 34984, 34986, 34987, 34988
Loan Programs Available in St. Lucie County
Home Financial Group offers a full suite of mortgage products for St. Lucie County homebuyers and homeowners.
Frequently Asked Questions About St. Lucie County Mortgages
What is the average home price in St. Lucie County?
The median home price in St. Lucie County, Florida is $370,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for St. Lucie County buyers.
What are the property tax rates in St. Lucie County?
Property tax rates in St. Lucie County average 1.04% of the assessed home value. For a home at the median price of $370,000, annual property taxes would be approximately $3,848. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in St. Lucie County?
FHA loans in St. Lucie County have a loan limit of $621,000. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of St. Lucie County.
What are the conforming loan limits for St. Lucie County?
The conforming loan limit for St. Lucie County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for St. Lucie County homebuyers.
Is St. Lucie County a good place to buy a home?
St. Lucie County is home to 350,000 residents and includes cities such as Port St. Lucie, Fort Pierce, Tradition. One of the Treasure Coast's fastest-growing counties, St. Lucie offers new construction in Port St. Lucie at prices significantly below Palm Beach County to the south. Contact Home Financial Group to discuss your homebuying goals in St. Lucie County.
Get Pre-Approved for a St. Lucie County Home
Whether you're a first-time buyer or refinancing in St. Lucie County, our team is ready to help you find the right mortgage.