Mortgage Lender in Sumter County, Florida
The median home price in Sumter County is $350,000, with property tax rates averaging 0.81%. Home Financial Group provides competitive mortgage solutions for buyers across Sumter County.
Sumter County at a Glance
| Median Home Price | $350,000 |
| Property Tax Rate | 0.81% |
| Insurance Rate | 0.50% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 140,000 |
| County Seat | Bushnell |
Why Buy in Sumter County
Home to The Villages, the largest retirement community in the U.S., Sumter County has experienced explosive growth and strong demand for 55+ housing.
Major Cities & Communities
ZIP Codes Served
33513, 33514, 33521, 33538, 33585, 33597, 34484, 34785
Loan Programs Available in Sumter County
Home Financial Group offers a full suite of mortgage products for Sumter County homebuyers and homeowners.
Frequently Asked Questions About Sumter County Mortgages
What is the average home price in Sumter County?
The median home price in Sumter County, Florida is $350,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Sumter County buyers.
What are the property tax rates in Sumter County?
Property tax rates in Sumter County average 0.81% of the assessed home value. For a home at the median price of $350,000, annual property taxes would be approximately $2,835. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Sumter County?
FHA loans in Sumter County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Sumter County.
What are the conforming loan limits for Sumter County?
The conforming loan limit for Sumter County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Sumter County homebuyers.
Is Sumter County a good place to buy a home?
Sumter County is home to 140,000 residents and includes cities such as The Villages, Bushnell, Wildwood. Home to The Villages, the largest retirement community in the U.S., Sumter County has experienced explosive growth and strong demand for 55+ housing. Contact Home Financial Group to discuss your homebuying goals in Sumter County.
Get Pre-Approved for a Sumter County Home
Whether you're a first-time buyer or refinancing in Sumter County, our team is ready to help you find the right mortgage.