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Mortgage Lender in Suwannee County, Florida

The median home price in Suwannee County is $190,000, with property tax rates averaging 0.82%. Home Financial Group provides competitive mortgage solutions for buyers across Suwannee County.

Suwannee County at a Glance

Median Home Price$190,000
Property Tax Rate0.82%
Insurance Rate0.50%
FHA Loan Limit$472,030
Conforming Loan Limit$766,550
Population46,000
County SeatLive Oak

Why Buy in Suwannee County

Famous for the Suwannee River and its natural springs, Suwannee County offers affordable rural living in North Florida's outdoor recreation heartland.

Major Cities & Communities

Live OakBranford

ZIP Codes Served

32008, 32054, 32060, 32062, 32064, 32071, 32094

Loan Programs Available in Suwannee County

Home Financial Group offers a full suite of mortgage products for Suwannee County homebuyers and homeowners.

Frequently Asked Questions About Suwannee County Mortgages

What is the average home price in Suwannee County?

The median home price in Suwannee County, Florida is $190,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Suwannee County buyers.

What are the property tax rates in Suwannee County?

Property tax rates in Suwannee County average 0.82% of the assessed home value. For a home at the median price of $190,000, annual property taxes would be approximately $1,558. Our loan officers factor these costs into your mortgage qualification.

What FHA loan programs are available in Suwannee County?

FHA loans in Suwannee County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Suwannee County.

What are the conforming loan limits for Suwannee County?

The conforming loan limit for Suwannee County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Suwannee County homebuyers.

Is Suwannee County a good place to buy a home?

Suwannee County is home to 46,000 residents and includes cities such as Live Oak, Branford. Famous for the Suwannee River and its natural springs, Suwannee County offers affordable rural living in North Florida's outdoor recreation heartland. Contact Home Financial Group to discuss your homebuying goals in Suwannee County.

Get Pre-Approved for a Suwannee County Home

Whether you're a first-time buyer or refinancing in Suwannee County, our team is ready to help you find the right mortgage.