Mortgage Lender in Washington County, Florida
The median home price in Washington County is $170,000, with property tax rates averaging 0.80%. Home Financial Group provides competitive mortgage solutions for buyers across Washington County.
Washington County at a Glance
| Median Home Price | $170,000 |
| Property Tax Rate | 0.80% |
| Insurance Rate | 0.55% |
| FHA Loan Limit | $472,030 |
| Conforming Loan Limit | $766,550 |
| Population | 25,500 |
| County Seat | Chipley |
Why Buy in Washington County
A small Panhandle county along I-10, Washington County offers some of Florida's most affordable housing with proximity to Panama City Beach employment.
Major Cities & Communities
ZIP Codes Served
32427, 32428, 32437, 32462, 32463
Loan Programs Available in Washington County
Home Financial Group offers a full suite of mortgage products for Washington County homebuyers and homeowners.
Frequently Asked Questions About Washington County Mortgages
What is the average home price in Washington County?
The median home price in Washington County, Florida is $170,000. Home Financial Group offers mortgage programs with down payments as low as 3% for conventional loans and 3.5% for FHA loans, making homeownership accessible for Washington County buyers.
What are the property tax rates in Washington County?
Property tax rates in Washington County average 0.80% of the assessed home value. For a home at the median price of $170,000, annual property taxes would be approximately $1,360. Our loan officers factor these costs into your mortgage qualification.
What FHA loan programs are available in Washington County?
FHA loans in Washington County have a loan limit of $472,030. FHA loans require as little as 3.5% down payment and accept credit scores as low as 580. Home Financial Group is an FHA-approved lender serving all of Washington County.
What are the conforming loan limits for Washington County?
The conforming loan limit for Washington County is $766,550. Loans above this amount may require a jumbo mortgage. Home Financial Group offers both conforming and jumbo loan programs for Washington County homebuyers.
Is Washington County a good place to buy a home?
Washington County is home to 25,500 residents and includes cities such as Chipley, Vernon, Ebro. A small Panhandle county along I-10, Washington County offers some of Florida's most affordable housing with proximity to Panama City Beach employment. Contact Home Financial Group to discuss your homebuying goals in Washington County.
Get Pre-Approved for a Washington County Home
Whether you're a first-time buyer or refinancing in Washington County, our team is ready to help you find the right mortgage.